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Get your account statements by E-mail!
Call us at one of the numbers below to have your account statements E-mailed to you!
- Clifton: 931-676-3311 or toll-free at 877-656-3311
- Waynesboro: 931-722-3608
- Hohenwald: 931-796-3777
Don't forget! Our online banking and telephone banking systems are available 24 hours a day! Take a moment and try them out by clicking the links. We believe you'll come to love these servces that can be accessed from the comfort of your home or office.
INTEREST REWARD CHECKING: 5.01% APY*!
Three easy requirements to be met each statement cycle:
- 10 debit card transactions
- 1 direct deposit or ACH auto debit
- Receive electronic statement
ATM fees may be refunded as well.
The 5.01% APY* will be paid on balances up to $50,000; .50% APY* paid on the
portion of the balance above $50,000.
What happens if the requirements are not satisfied during a cycle? You will earn 1.51% APY* on your free checking balance!
Call us today for more information!
* Annual Percentage Yield
* Rate and Annual Percentage Yield subject to change.
Regular Checking
- No minimum opening deposit
- Unlimited check writing
- No fee for daily balances of $300 or more
- If daily balance dips below $300 during statement cycle, a monthly fee is charged as follows:
- $ 0.00 - $99.00..........$4.00
- $100.00 – 199.00.......$3.00
- $200.00 – 299.99.......$2.00
- Fees waived for accountholders age 55 and over, Club account members, students, and civic organizations
- Cost of checks will vary based on style and quantity chosen
by customer.
Please call one of our customer service representatives for more information on these accounts, including any fees you may be charged to own this account.
Standard and Family Club Checking
- No minimum opening deposit
- Unlimited check writing
- Accidental Death Insurance of $10,000, divided between joint accountholders for Standard Club Checking
- Accidental Death Insurance of $20,000, divided between joint accountholders for Family Club Checking. Family Club Checking also adds coverage of $2,500 per dependent child.
- No-fee money orders, travelers’ checks, and cashier’s checks.
- Monthly service fee of $7.00 for Standard Club Checking
- Monthly service fee of $9.00 for Family Club Checking
Please call one of our customer service representatives for more information on these accounts, including any fees you may be charged to own this account. The insurance product offered is not a deposit, nor is it insured by the FDIC, Peoples Bank, or any federal government agency.
THE INSURANCE PRODUCT DESCRIBED ABOVE IS:
- NOT A DEPOSIT -
- NOT FDIC INSURED -
- NOT GUARANTEED BY THE BANK -
- NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY -
- MAY LOSE VALUE -
55+ Checking
- No minimum opening deposit
- No minimum balance required
- No monthly service fee
- Special 55+ checks provided at no cost
NOW Account
Negotiable Order of Withdrawal
- $500 minimum opening balance
- $500 minimum balance required to earn interest and avoid additional fees.
- Unlimited check writing
- Interest paid on daily balance during the statement cycle.
- Interest is compounded and paid monthly.
- NOW Standard Club Account is available for a monthly service fee of $7.00. (See features of Standard Club Account above.)
- NOW Family Club Account is available for a monthly service fee of $9.00. (See features of Family Club Account above.)
Overdraft Protection
We now have two types of Overdraft Protection to choose from:
- Transfer from Savings Account: This service has a fee of $5.00 per transfer.
- Bounce Protection(sm): This service has a fee of $25.00 per check paid in overdraft.
Please call us for all the details and to determine which one could best suit your financial needs.
Tired of paying overdraft fees?
Click here to practice and learn valuable information about how to
maintain your checking account. It could save you money!
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