Personal Checking Accounts

Choose a Checking Accounts that best suites your lifestyle and goals.

  

Our Account Types Include

Personal Checking

  • No minimum opening deposit
  • Unlimited check writing
  • No fee for daily balances of $300 or more
  • If daily balance dips below $300 during statement cycle, a monthly fee is charged as follows:

    Daily BalanceMonthly Fee
    $0.00 -$99.00 $4.00
    $100.00 – 199.00 $3.00
    $200.00 – 299.00 $2.00
  • Fees waived for accountholders age 62 and over, Club account members, students, and civic organizations
  • Cost of checks will vary based on style and quantity chosen by customer.
  • If your account dips below $400 and has no activity for six months (dormant), a monthly fee of $5 will apply.

 

Standard and Family Club Checking

  • No minimum opening deposit
  • Unlimited check writing
  • Accidental Death Insurance of $10,000, divided between joint accountholders for Standard Club
  • Accidental Death Insurance of $20,000, divided between joint accountholders for Family Club. Family Club also adds coverage of $2,500 per dependent child
  • No-fee money orders, and cashier’s checks
  • Club fee of $7.00 for Standard Club
  • Club fee of $9.00 for Family Club
  • If your account dips below $400 and has no activity for six months (dormant), a monthly fee of $5 will apply.
  • Special Club checks provided at no cost

The insurance product described above is - not a deposit - not FDIC insured - not guaranteed by the bank - not insured by any federal government agency - may lose value

Personal NOW Account

Negotiable Order of Withdrawal

  • $500 minimum opening balance
  • $500 minimum balance required to earn interest and avoid additional fees
  • Unlimited check writing
  • Interest paid on average daily balance during the statement cycle
  • Interest is compounded and paid monthly.
  • NOW Standard Club is available for a Club fee of $7.00 (See features of Standard Club)
  • NOW Family Club is available for a Club fee of $9.00. (See features of Family Club above.)

Senior Plus Checking

  • Age 62 and older
  • No minimum opening deposit
  • No minimum balance required
  • No monthly service fee
  • Senior Plus checks provided at no cost
  • If your account dips below $400 and has no activity for six months (dormant), a monthly fee of $5 will apply.

Get your account statements Online!

Call us at one of the numbers below to get your temporary Online Banking credentials for online access.

Statements available for 12 months.

And Don't Forget!

Our online banking and telephone banking systems are available 24 hours a day! Take a moment and try them out. We believe you'll come to love these services that can be accessed from the comfort of your home or office.

E-Statement Error Resolution/Billing Rights Summary
 

Looking to Save?

Check out our Savings Accounts, Certificate of Deposits, and IRAs!

Savings AccountsCDs and IRAs