Privacy Policy

Rev. 12/2010
FACTSWHAT DOES PEOPLES BANK DO WITH YOUR PERSONAL INFORMATION?
Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Account Balance
  • Payment History and Credit History
  • Overdraft History and Account Transactions

When you are no longer our customer, we continue to share your information as described in this notice.

How?All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Peoples Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDoes Peoples Bank share?Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YesNo
For our marketing purposes—
to offer our products and services to you
YesNo
For joint marketing with other financial companiesYesNo
For our affiliates' everyday business purposes—
information about your transactions and experiences
NoWe don't share
For our affiliates' everyday business purposes—
information about your creditworthiness
NoWe don't share
For nonaffiliates to market to youNoWe don't share
Questions?Call 931-676-3311 or go to www.pbbanking.com
Page 2
Who we are
Who is providing this notice?Peoples Bank
What we do
How does Peoples Bank protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Peoples Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account or Make deposits/withdrawals from your account
  • Pay your bills or Apply for a loan
  • Make a wire transfer
Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Peoples Bank does not share with our affiliates.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Peoples Bank does not share with non-affiliates so they can market to you
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Peoples Bank doesn't jointly market
Other important information