Personal Savings Accounts

Peoples Bank offers savings accounts to meet all your personal banking needs.


Our Account Types Include

Regular Savings Account

  • No minimum opening deposit
  • No minimum balance required to earn interest
  • Interest on average daily balance is compounded and credited semiannually
  • A $30 service charge will be assessed for more than six withdrawals
  • If your account dips below $400 and has no activity for six months (dormant), a monthly fee of $5 will apply

Christmas Club

  • Deposits may be made at any time in any amount
  • One withdrawal may be made between June 15th and July 15th
  • You will receive a check for the balance of the account, plus accrued interest, the week before Thanksgiving
  • Rate is higher than our Regular Savings Account

Investment Account

  • Rate will always match our 3-month Certificate of Deposit rate and annual percentage yield
  • Rate and yield may change daily
  • $10,000 minimum opening deposit
  • $10,000 minimum daily balance required to earn disclosed annual percentage yield
  • Annual percentage yield is paid based on the average daily balance during the statement cycle
  • Withdrawals by check, preauthorized debit and ATM are not permitted
  • No early withdrawal penalty
  • Deposits may be made at anytime
  • Interest is compounded monthly

Certificates of Deposit

  • Choice of maturity: 3 months, 6 months, or 12 months
  • Interest accrues daily and may be paid monthly, quarterly, or at maturity. It may also be added back to the C.D.
  • Early withdrawal penalties may apply

Retirement & Other Savings Accounts

  • We offer IRAs, Roth IRAs, and SEP IRAs
  • Interest accrues daily
  • Early withdrawal penalties may apply

Looking for Checking Accounts?

Compare what all of our Personal Checking Accounts have to offer.

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